Insurance may not cost as much as you expect. Think of your dependants.
Mortgage & Investment Brokers will:
You will not get impartial advice from a bank or by going directly to a life company
We provide a best advice service.
Life assurance which provides an income can cost as little as €15 p.m. If you have dependents, the level of benefit should replace your income for a number of years.
Group life and group income protection
Group Income protection replaces a portion of the employee’s income in the event of being unable to work due to illness or accident.
Group life cover provides a death benefit of 2 to 4 times an employee’s salary.
The cost of group protection is remarkably cheaper and easier to obtain than individual protection.
Group protection is essential in today’s competitive employment market
Also it provides a tax efficient benefit for employer and employee (without bik).
It is almost inevitable that your firm and staff will have the need for these benefits. Without this cover it can be costly for staff, employer and employer - staff relations.
We compare Mortgage protection and buildings insurance
Mortgage Protection ensures that if you were to die during the term of your mortgage, then the outstanding balance on your mortgage would be paid off and your home secured for your family.
There is every chance that you are now paying more than you need to protect your home. A saving of just €5 p.m. can save you €1800 by the end of a 25 year term. Ask about tax relief on your mortgage policy and current discounts.
Mortgage Protection rates have come down as the market has changed in the last few years. We can help you to secure better value cover by reviewing your existing policy and comparing it with the full range of rates and cover available on the market today. Our advice is impartial.
Specific Critical Illness
This will pay a lump sum in the event of you getting one of the illnesses listed on the policy and surviving 2 weeks. It can be in addition to, a death benefit.
As a Broker we must offer you the best advice, bank advisors or insurance company reps or tied agents do not have this requirement.
We hold higher than the required amount of professional liability insurance this is not always the case with bank advisors or insurance company reps or tied agents.