Corporate and Work Place Schemes

Clinics available from your employment or in the Public Service

We can meet staff as a group or individually in your place of work. This can be with your union and other groups. As brokers, we do not restrict your choice to one firm, but we give you a wide open choice of savings products and advice on how to achieve your savings goals.
We offer impartial advice on:

  • Retirement

  • Budgeting

  • Insurance

  • Investments

  • Mortgages

  • Pensions

  • Savings

Mortgage & Investment Brokers can:

1. Mortgages and Investment Brokers have access to 10 pension companies
2. Mortgages and Investment Brokers offer clients impartial advice on setting up a pension plan
3. A broker’s advice is impartial and based on the needs of the individual client.
4. Brokers can review a client’s pension plan
5. All brokers can advise on how a client can maximise their tax relief
6. Brokers asset clients in accessing PR-Retirement Planning
7. A broker helps a client, especially a client with health complications, to access their pension
8. A broker will advise on retirement planning and finds a plan to match the client’s unique retirement requirements

Individual or Work Place Pension

  • A professional mortgage & Investment Brokers will:

  • Talk a group or an individual through retirement planning

  • Review the pension market and compare your current pension with market alternatives

  • They will advise you through every step to make sure you understand every façade of your pension plan

  • Advise clients on pre and post retirement planning

  • Review the clients pension plan

Buy out Bonds

Numerous pensions,
Senior manager often find themselves with a collection of previous pensions. We can advise on whether to transfer or not to transfer old pension arrangements
We can help client’s access cash before retirement from previous pension schemes.
Almost all pensions allow the option to take a part of the fund as a tax free lump sum. Ask about AVCs and how you can target these to enhance or maximise your tax free lump sum.

Group / Corporate Pension

We advise companies on the advantages to having a group plan.
We advise companies on best trustee arrangements.
We compare costs of new and audit existing schemes.
We provide a review service to trustees and members.
We advise on Pre and Post retirement Planning.

Group Life Assurance and Group Income Protection

Employers may not be aware that group protection is remarkably cheaper and easier to obtain than individual cover. It is almost inevitable that your firm and staff will have the need for these benefits. All too often we hear of a staff member dying leaving a young family without income or a loyal member of staff suffering an illness or accident with only social welfare to replace his income, pay his mortgage and feed his family.
Group protection is essential in today’s competitive employment market. It can be a very tax efficient benefit for employer (tax deductible) and employee. (no bik). As it is a year to year contract with a 3 yearly price review it costs a fraction of private life cover or disability protection.
There is minimal underwriting. So members who were rejected for personal policies can be included on group life at no extra cost.
Existing Group Protection
If you have this cover already when was the last time you received written price comparisons? Our experience with new employers noted that this was quite rare Group Protection
All we need to provide a quote is a list with
1. Members’ Age / D.O.B
2. Basic Salaries
3. Sex
4. Job Description
We provide the best advice service. If you would like any more information on this contact Mortgage & Investment Brokers for impartial advice.
**Also Ask about Group Savings funds and Group private medical.**

Individual or Work Place Pension

Mortgage & Investment Brokers will:

  1. Talk you through the various points of a personal or group pension
  2. Our mortgage and investments brokers will compare your pension with pensions on the current market
  3. They advise on every step to make sure the client has the right pension for their requirements
  4. They can offer expert advice on pre and post-retirement planning
  5. A review service is also available

Group / Corporate Pension

Mortgage & Investment Brokers will:

  1. Can offer expert advice to companies on the advantages of having a group plan pension
  2. Advise on the best available trustee arrangements
  3. They can audit existing schemes and compare the costs of new schemes
  4. Provide service reviews to members and trustees
  5. Advise clients on the best practices regarding Pre and Post-retirement Planning

Self-Employed Pension

Mortgage & Investment Brokers will:

  1. Can advise the self-employed on the tax advantages of retirement planning
  2. Can offer a comparison service that accesses a current pension plan against the pension market
  3. Create flexible payment arrangements
  4. Advise on how company assists can be transferred to the individual as tax efficiently as possible
  5. Pre and post-retirement Planning advice
  6. Individual Property - individual names
  7. Individual bonds

Self-Directed Pension and Self-Administered Pension

The owner of a business, or a person in a key role within the organisation may want a different pension arrangement.
The pension can be invested in shares and bonds or in an individual property. Many owners and proprietors use pension arrangements to transfer company assets to their own name tax efficiently.
Mortgage and investment brokers can advise on pre and post-retirement planning.

To have your company’s financial reviewed by our expert, book a consultation today.

Do you Qualify for Investment

Download, complete and return our questionnaire to see if you qualify for investment:

Risk Check Calculator

Useful Pension Tools and Resources

Pension Warning

Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment can go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in this product you may lose some or all of the money you invest.
Warning: If you invest in this product you will not have any access to your money until you retire.

Warnings

Warning: This new loan may take longer to pay off than your previous loans. This means you pay more than if you paid over a shorter term.
Warning: The cost of your monthly repayments may increase.
Warning: If you do not keep up your repayments you may lose your home.

The following cookies load by default:

Strictly necessary cookies
These cookies are essential for visitors to be able to browse the website and use its features. None of this information can be used to identify visitors as all data is anonymized.

Site session
Purpose: To remember different visitor preferences on the website.
Duration: For duration of browser session.

Preferred language
Purpose: To be able to provide the website in the visitor's preferred language (if the website contains multiple languages).
Duration: 1 year.

Currency
Purpose: To be able to show prices in the currency matching the visitor's preferences.
Duration: 30 days.

Google Recaptcha
Purpose: To be able to validate whether the visitor is human and to limit the amount of spam from contact forms.
Duration: 1 year.
Provider: Google.


Third-party cookies
These cookies collect information about how visitors use the website, like which pages they've visited and which links they've clicked on. None of this information can be used to identify visitors as all data is anonymized.

ga
Purpose: Registers a unique ID that is used to generate statistical data on how the visitor uses the website.
Duration: 1 year.
Provider: Google.

gid
Purpose: Registers a unique ID that is used to generate statistical data on how the visitor uses the website.
Duration: 24 hours.
Provider: Google.

gat
Purpose: Used by Google Analytics to throttle request rate.
Duration: 1 year.
Provider: Google.

We also integrate with social platforms on this site that allow you to connect with your social network in various ways. Social media integration will set cookies through the website which may be used to enhance your profile on social media sites or contribute to the data they hold for various purposes outlined in their respective privacy policies.